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Personal finances management of elementary and secondary students in Savinjska region

Alja Pilih (2019) Personal finances management of elementary and secondary students in Savinjska region. Diploma thesis.

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    The research performed for the thesis has shown that financial literacy is low in primary and secondary school students which can have negative consequences for the financial stability of the individual. In financial literacy knowledge, keeping personal financial records and controlling money spending, as well as the opinion of individuals is important The survey, which included 100 students (50 9th grade students in primary school and 50 secondary school students in 4th year), found that a higher share of secondary school students keeps a personal financial record than primary school students and that there is a link between a regular income and keeping personal financial records in primary and secondary school students. Primary school students running personal financial records keep their records with the help of a notebook, while secondary school students keep their records using mobile phones. The survey found that financial illiteracy is already reflected in the lack of personal financial records and it would be good to think about measures for improvements in this area. The results of the research have shown that both primary and high school students have a similar opinion on the importance of keeping personal financial records. Keeping personal financial records is important to them because they have an overview of their income and expenses. The usefulness of modern technology with the aim of promoting the management of financial records was also examined in the research. For one week students used a selected mobile app for personal finance ("Easy Home Finance" or "Wally Lite"). After a week of testing the mobile applications the primary and secondary school students were asked whether they considered a mobile application a good way to keep their personal financial records. Most of them thought that this was a good way to keep their financial records. A higher proportion of secondary school students expressed the intention to further use the selected application than primary school students. The development of good practices in managing personal financial records for schoolchildren could be influenced with planned and systematic use of mobile applications and modern approaches to teaching at the housekeeping subject.

    Item Type: Thesis (Diploma thesis)
    Keywords: financial literacy, Easy home finance, Wally lite, personal documents, primary, secondary school
    Number of Pages: 48
    Language of Content: Slovenian
    Mentor / Comentors:
    Mentor / ComentorsIDFunction
    doc. dr. Francka Lovšin KozinaMentor
    Link to COBISS: https://plus.si.cobiss.net/opac7/bib/peflj/12602697
    Institution: University of Ljubljana
    Department: Faculty of Education
    Item ID: 5986
    Date Deposited: 24 Sep 2019 10:13
    Last Modified: 24 Sep 2019 10:13
    URI: http://pefprints.pef.uni-lj.si/id/eprint/5986

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